This Privacy Policy sets out how Niyojak Financial Services Pvt. Ltd. (“Niyojak”, “we”, “our”, “us”) uses and protects any information that you share when you use this website.

Niyojak is committed to ensuring that your privacy is protected at all times. Should we ask you to provide certain information by which you can be identified while using this website, you can be assured that it will only be used in accordance with this Privacy Statement.

Niyojak may change this policy from time to time by updating this page. We encourage you to review this page periodically. This policy is effective from 19-10-2025.

Commitment to Privacy

At Niyojak, we understand that our relationship with you is built on trust and transparency. In the course of using our website or availing our services, we may become privy to your personal information, some of which may be sensitive or confidential in nature.

We are strictly committed to protecting your privacy and have implemented reasonable security measures to safeguard your information and its transmission over the internet. However, Niyojak shall not be liable for disclosure of information due to reasons beyond our control or as required under applicable laws.

We may disclose your information when required to do so by government authorities, regulators, judicial bodies, or under any legal obligation.

Hyperlink Policy

Any hyperlinks on this website to third-party sites are at your own risk. Niyojak does not verify, monitor, or endorse the contents or opinions expressed on such sites. Similarly, Niyojak is not responsible for the setup or content of hyperlinks from third-party websites to Niyojak.

Information We Collect

• We may collect the following personal information to serve you better:

• Name and contact details

• Date of birth, Aadhaar Number, PAN, and other KYC details

• Demographic information such as gender, income, and occupation

• Other information relevant to services and customer experience

How We Use the Information?

We use your information for purposes such as:

• Conducting Know-Your-Customer (KYC) registration as required by SEBI/AMFI and IRDA and other regulators

• Performing compliance checks and maintaining internal records

• Improving our products, services, and user experience

• Sending investment-related updates and information to your registered email address

• Contacting you for market research or service feedback

• Meeting obligations under applicable laws and regulations

We will not sell, rent, or distribute your personal information to third parties, except as required by law or to provide the services requested by you.

Security

We are committed to ensuring that your information remains secure. We have implemented physical, electronic, and managerial safeguards to prevent unauthorized access or disclosure.

Links to Other Websites

Our website may contain links to third-party websites. Once you leave our site, we do not control how those sites use your data. We recommend reviewing their privacy policies before sharing any personal information.

Controlling Your Information

If you believe that any information we hold about you is inaccurate or incomplete, please email us at info@niyojak.com , and we will promptly correct it.

Security Standards & Certificates

Being an online financial services provider, we fully recognize the sensitivity of the data you share with us. To ensure complete security:

• Your data is stored securely, with passwords encrypted before storage.

• All communications (with you, fund houses, or service partners) are encrypted with industry-standard protocols.

• Your data is never shared with third parties unless you request it for a specific transaction.

• Our systems use 256-bit encryption and are hosted with top-tier service providers.

• Regular data backups and continuity measures are in place.